US5.com
  1. Home
  2. States
  3. Montana
  4. ZIP 59634
  5. Housing & Real Estate
Clancy CDP, MT

ZIP 59634 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59634

Median Home Value
$500,700
Median Rent
$1,071
Affordability Snapshot
$138,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,216/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

39.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59634 in Clancy CDP, MT, a household would need roughly $138,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,216. That is roughly in line with the local median household income ($120,881). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
91.9%+41% vs US avg
x
Vacancy Rate
7.0%-32% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
16.2%+10% vs US avg
x
Built Pre-1939
2.1%-84% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
9.2%-81% vs US avg
x
Mortgage-Free
35.5%-7% vs US avg
x
$500,700
Home Value
$1,071
Rent
1994
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.9%
  • 1-unit attached5.6%
  • 2-9 units1.7%
  • 10+ units0.0%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$500,700
Median rent$1,071
Owner-occupied91.9%
Vacant7.0%
Price-to-income4.1x
Est. income to buy$138,000