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ZIP 59604 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59604

Median Home Value
$349,800
Median Rent
$1,036
Affordability Snapshot
$96,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,247/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59604, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,247. That is about 30% above the local median household income ($73,991), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.7%+8% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
88.1%+1% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
4.4%-36% vs US avg
x
Rent Burden >30%
30.2%-39% vs US avg
x
Mortgage-Free
33.8%-12% vs US avg
x
$349,800
Home Value
$1,036
Rent
1988
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.9%
  • 1-unit attached0.0%
  • 2-9 units13.3%
  • 10+ units2.9%
  • Mobile home & other25.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$349,800
Median rent$1,036
Owner-occupied70.7%
Vacant3.9%
Price-to-income4.7x
Est. income to buy$96,000