ZIP Code 59524 — Lodge Pole CDP, MT Demographics & Data

ZIP code 59524 covers Lodge Pole, MT in Phillips County with a population of about 875.

At a glance, the area shows median age of 41.2 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the GREAT FALLS media market.

Median household income in ZIP 59524 is about $48,295 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.8%; unemployment rate near 29.0%; 10.4% of adults with a bachelor’s degree or higher (about 23.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Education, and Public administration; about 27.5% of workers reporting work-from-home (about 12.3 points above the U.S. share (15.2%)); a mean commute of about 179.0 minutes (U.S. average near 26.8).

Median home value is about $58,500 — about 83% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 76.3% (about 10.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59524 in Lodge Pole, MT, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $376. That sits below the local median household income ($48,295), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lodge Pole CDP, MT as Very Low (composite score 34.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (67.7) and flood (39.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lodge Pole CDP, MT show little to no average snow and around 14.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 46 for ZIP 59524 (Lodge Pole CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.