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Black Eagle CDP, MT

ZIP 59414 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59414

Median Home Value
$179,800
Median Rent
$695
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,155/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59414 in Black Eagle CDP, MT, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,155. That sits below the local median household income ($55,588), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 35% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
61.0%-7% vs US avg
x
Vacancy Rate
34.5%+235% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
10.0%-22% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
43.8%-12% vs US avg
x
Mortgage-Free
62.0%+62% vs US avg
x
$179,800
Home Value
$695
Rent
1949
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.9%
  • 1-unit attached4.4%
  • 2-9 units15.0%
  • 10+ units0.0%
  • Mobile home & other10.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$179,800
Median rent$695
Owner-occupied61.0%
Vacant34.5%
Price-to-income3.2x
Est. income to buy$49,000