ZIP Code 59250 — Opheim town, MT Demographics & Data

ZIP code 59250 covers Opheim, MT in Valley County with a population of about 284.

At a glance, the area shows median age of 26.9 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the GREAT FALLS media market.

Median household income in ZIP 59250 is about $51,818 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.2%; unemployment rate near 0.0%; 3.3% of adults with a bachelor’s degree or higher (about 30.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Education, and Wholesale trade; about 65.6% of workers reporting work-from-home (about 50.4 points above the U.S. share (15.2%)); a mean commute of about 42.0 minutes (U.S. average near 26.8).

Median home value is about $51,700 — about 85% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.5% (about 27.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59250 in Opheim, MT, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $332. That sits below the local median household income ($51,818), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Opheim town, MT as Very Low (composite score 35.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (49.5) and flood (34.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Opheim town, MT show little to no average snow and around 14.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 59250 (Opheim town, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.