ZIP Code 59077 — undefined, MT Demographics & Data

ZIP code 59077 covers MT in Garfield County with a population of about 42.

At a glance, the area shows median age of 48.7 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the BILLINGS media market.

On socioeconomic markers, US5 shows a poverty rate of 11.9%; unemployment rate near 0.0%; 24.1% of adults with a bachelor’s degree or higher (about 9.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Retail trade, and Professional services; about 23.5% of workers reporting work-from-home (about 8.3 points above the U.S. share (15.2%)); a mean commute of about 13.0 minutes (U.S. average near 26.8).

Median home value is about $265,000 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 78.6% (about 13.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59077 in MT, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,702. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MT as Very Low (composite score 2.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (78.3) and flood (5.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MT show little to no average snow and around 14.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2 for ZIP 59077 (MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.