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Roberts CDP, MT

ZIP 59070 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59070

Median Home Value
$497,900
Median Rent
$873
Affordability Snapshot
$137,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,198/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

47.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59070 in Roberts CDP, MT, a household would need roughly $137,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,198. That is about 60% above the local median household income ($85,391), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.6%+25% vs US avg
x
Vacancy Rate
27.8%+170% vs US avg
x
Broadband Access
87.2%+0% vs US avg
x
4+ Bedrooms
6.6%-55% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
2.7%-60% vs US avg
x
Rent Burden >30%
9.8%-80% vs US avg
x
Mortgage-Free
40.8%+7% vs US avg
x
$497,900
Home Value
$873
Rent
1988
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.5%
  • 1-unit attached0.0%
  • 2-9 units0.3%
  • 10+ units0.0%
  • Mobile home & other13.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$497,900
Median rent$873
Owner-occupied81.6%
Vacant27.8%
Price-to-income5.8x
Est. income to buy$137,000