ZIP Code 59038 — Hysham town, MT Demographics & Data

ZIP code 59038 covers Hysham, MT in Treasure County with a population of about 683.

At a glance, the area shows median age of 48.7 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the BILLINGS media market.

Median household income in ZIP 59038 is about $62,250 — about 17% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.5%; unemployment rate near 1.4%; 24.7% of adults with a bachelor’s degree or higher (about 9.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Transportation, and Healthcare; about 24.5% of workers reporting work-from-home (about 9.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $206,900 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $532 (about 54% below the U.S. median rent ($1,163)), and owner-occupancy near 67.1% (about 1.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59038 in Hysham, MT, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,329. That is roughly in line with the local median household income ($62,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hysham town, MT as Very Low (composite score 0.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (63.6) and flood (2.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hysham town, MT show little to no average snow and around 14.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 36 for ZIP 59038 (Hysham town, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.