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Fort Smith CDP, MT

ZIP 59035 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59035

Median Home Value
$176,200
Median Rent
N/A
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,132/mo PITI).

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 59035 in Fort Smith CDP, MT, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,132. That is roughly in line with the local median household income ($52,679). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 59% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
94.7%+45% vs US avg
x
Vacancy Rate
58.6%+469% vs US avg
x
Broadband Access
77.7%-11% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
79.8%+109% vs US avg
x
$176,200
Home Value
N/A
Rent
1971
Year Built
1999
Moved In

Residents have lived here since ~1999 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other37.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$176,200
Median rent$-666,666,666
Owner-occupied94.7%
Vacant58.6%
Price-to-income3.3x
Est. income to buy$49,000