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Fishtail CDP, MT

ZIP 59028 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59028

Median Home Value
$519,100
Median Rent
$1,375
Affordability Snapshot
$143,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,335/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59028 in Fishtail CDP, MT, a household would need roughly $143,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,335. That is about 88% above the local median household income ($76,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 42% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.4%+21% vs US avg
x
Vacancy Rate
42.2%+310% vs US avg
x
Broadband Access
82.4%-5% vs US avg
x
4+ Bedrooms
5.0%-66% vs US avg
x
Built Pre-1939
5.7%-55% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
4.2%-92% vs US avg
x
Mortgage-Free
67.6%+77% vs US avg
x
$519,100
Home Value
$1,375
Rent
1984
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.6%
  • 1-unit attached0.0%
  • 2-9 units2.7%
  • 10+ units0.0%
  • Mobile home & other6.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$519,100
Median rent$1,375
Owner-occupied79.4%
Vacant42.2%
Price-to-income6.8x
Est. income to buy$143,000