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Stanley city, ND

ZIP 58784 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58784

Median Home Value
$253,200
Median Rent
$957
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,626/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58784 in Stanley city, ND, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,626. That sits below the local median household income ($107,321), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
60.6%-7% vs US avg
x
Vacancy Rate
17.3%+67% vs US avg
x
Broadband Access
96.1%+10% vs US avg
x
4+ Bedrooms
6.0%-60% vs US avg
x
Built Pre-1939
7.6%-40% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
9.4%-81% vs US avg
x
Mortgage-Free
48.7%+27% vs US avg
x
$253,200
Home Value
$957
Rent
1986
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.1%
  • 1-unit attached13.5%
  • 2-9 units10.3%
  • 10+ units11.2%
  • Mobile home & other5.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$253,200
Median rent$957
Owner-occupied60.6%
Vacant17.3%
Price-to-income2.4x
Est. income to buy$70,000