US5.com
  1. Home
  2. States
  3. North Dakota
  4. ZIP 58365
  5. Housing & Real Estate
Rocklake city, ND

ZIP 58365 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58365

Median Home Value
$49,500
Median Rent
$360
Affordability Snapshot
$14,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$318/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58365 in Rocklake city, ND, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $318. That sits below the local median household income ($51,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 31% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (20% built before 1939)

Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
30.6%+197% vs US avg
x
Broadband Access
83.9%-4% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
20.1%+57% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
9.1%-82% vs US avg
x
Mortgage-Free
76.1%+99% vs US avg
x
$49,500
Home Value
$360
Rent
1970
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.6%
  • 1-unit attached0.0%
  • 2-9 units11.2%
  • 10+ units0.0%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$49,500
Median rent$360
Owner-occupied76.3%
Vacant30.6%
Price-to-income1.0x
Est. income to buy$14,000