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Oberon city, ND

ZIP 58357 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58357

Median Home Value
$52,400
Median Rent
N/A
Affordability Snapshot
$14,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$337/mo PITI).

0.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 58357 in Oberon city, ND, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $337. That sits below the local median household income ($80,441), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.2%+33% vs US avg
x
Vacancy Rate
18.6%+81% vs US avg
x
Broadband Access
94.2%+8% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
5.2%-59% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
90.8%+138% vs US avg
x
$52,400
Home Value
N/A
Rent
1974
Year Built
1989
Moved In

Residents have lived here since ~1989 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units3.0%
  • Mobile home & other32.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$52,400
Median rent$-666,666,666
Owner-occupied87.2%
Vacant18.6%
Price-to-income0.7x
Est. income to buy$14,000