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Portland city, ND

ZIP 58274 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58274

Median Home Value
$195,300
Median Rent
$471
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,255/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

34.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58274 in Portland city, ND, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,255. That sits below the local median household income ($102,143), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.6%+32% vs US avg
x
Vacancy Rate
2.0%-80% vs US avg
x
Broadband Access
82.7%-5% vs US avg
x
4+ Bedrooms
10.6%-28% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
9.6%-81% vs US avg
x
Mortgage-Free
48.2%+26% vs US avg
x
$195,300
Home Value
$471
Rent
1976
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.1%
  • 1-unit attached0.8%
  • 2-9 units11.1%
  • 10+ units1.0%
  • Mobile home & other6.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$195,300
Median rent$471
Owner-occupied86.6%
Vacant2.0%
Price-to-income1.9x
Est. income to buy$54,000