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Emerado city, ND

ZIP 58228 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58228

Median Home Value
$176,600
Median Rent
$585
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,134/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58228 in Emerado city, ND, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,134. That sits below the local median household income ($66,339), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.0%+16% vs US avg
x
Vacancy Rate
29.4%+185% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
0.8%-93% vs US avg
x
Built Post-2014
1.5%-79% vs US avg
x
Rent Burden >30%
4.9%-90% vs US avg
x
Mortgage-Free
41.4%+8% vs US avg
x
$176,600
Home Value
$585
Rent
1985
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached43.4%
  • 1-unit attached2.1%
  • 2-9 units8.8%
  • 10+ units1.0%
  • Mobile home & other44.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$176,600
Median rent$585
Owner-occupied76.0%
Vacant29.4%
Price-to-income2.7x
Est. income to buy$49,000