ZIP Code 58105 — Fargo city, ND Demographics & Data

ZIP code 58105 covers Fargo, ND in Cass County with a population of about 2,669.

At a glance, the area shows median age of 19.2 versus a U.S. median of about 38.9.

It sits in telephone area code 701; U.S. House district ND-00; the FARGO - VALLEY CITY media market.

Fargo, ND sits in a university / college context (near north dakota state university-main campus (0.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 58105 is about $118,636 — about 58% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.6%; unemployment rate near 13.4%; 81.5% of adults with a bachelor’s degree or higher (about 47.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Food services, and Healthcare; about 0.9% of workers reporting work-from-home (about 14.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 55.0% (about 10.4 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Fargo city, ND as Relatively Moderate (composite score 82.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (80.6) and wildfire (50.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fargo city, ND show little to no average snow and around 23.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 137 for ZIP 58105 (Fargo city, ND) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.