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Lisbon city, ND

ZIP 58054 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58054

Median Home Value
$196,300
Median Rent
$601
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,261/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58054 in Lisbon city, ND, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,261. That sits below the local median household income ($74,231), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.0%+7% vs US avg
x
Vacancy Rate
5.0%-52% vs US avg
x
Broadband Access
83.5%-4% vs US avg
x
4+ Bedrooms
10.1%-32% vs US avg
x
Built Pre-1939
7.0%-45% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
22.7%-54% vs US avg
x
Mortgage-Free
51.4%+34% vs US avg
x
$196,300
Home Value
$601
Rent
1968
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.2%
  • 1-unit attached2.2%
  • 2-9 units8.2%
  • 10+ units13.1%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$196,300
Median rent$601
Owner-occupied70.0%
Vacant5.0%
Price-to-income2.6x
Est. income to buy$54,000