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Hope city, ND

ZIP 58046 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58046

Median Home Value
$161,300
Median Rent
$531
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,036/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58046 in Hope city, ND, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,036. That sits below the local median household income ($61,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.7%+22% vs US avg
x
Vacancy Rate
16.9%+64% vs US avg
x
Broadband Access
80.6%-7% vs US avg
x
4+ Bedrooms
11.6%-22% vs US avg
x
Built Pre-1939
5.6%-56% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
13.3%-73% vs US avg
x
Mortgage-Free
76.3%+100% vs US avg
x
$161,300
Home Value
$531
Rent
1963
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.0%
  • 1-unit attached0.7%
  • 2-9 units12.0%
  • 10+ units4.9%
  • Mobile home & other9.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$161,300
Median rent$531
Owner-occupied79.7%
Vacant16.9%
Price-to-income2.6x
Est. income to buy$44,000