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Deadwood city, SD

ZIP 57732 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57732

Median Home Value
$279,300
Median Rent
$631
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,794/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57732 in Deadwood city, SD, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,794. That is about 72% above the local median household income ($44,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.2%-5% vs US avg
x
Vacancy Rate
27.8%+170% vs US avg
x
Broadband Access
74.7%-14% vs US avg
x
4+ Bedrooms
8.1%-45% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
2.0%-70% vs US avg
x
Rent Burden >30%
5.1%-90% vs US avg
x
Mortgage-Free
75.5%+98% vs US avg
x
$279,300
Home Value
$631
Rent
1977
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.2%
  • 1-unit attached2.8%
  • 2-9 units12.1%
  • 10+ units7.4%
  • Mobile home & other6.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$279,300
Median rent$631
Owner-occupied62.2%
Vacant27.8%
Price-to-income6.2x
Est. income to buy$77,000