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Custer city, SD

ZIP 57730 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57730

Median Home Value
$324,300
Median Rent
$819
Affordability Snapshot
$89,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,083/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57730 in Custer city, SD, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,083. That is roughly in line with the local median household income ($81,911). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.7%+23% vs US avg
x
Vacancy Rate
24.3%+136% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
6.1%-59% vs US avg
x
Built Pre-1939
7.5%-41% vs US avg
x
Built Post-2014
2.7%-60% vs US avg
x
Rent Burden >30%
8.0%-84% vs US avg
x
Mortgage-Free
49.8%+30% vs US avg
x
$324,300
Home Value
$819
Rent
1978
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.3%
  • 1-unit attached2.9%
  • 2-9 units5.3%
  • 10+ units5.1%
  • Mobile home & other11.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$324,300
Median rent$819
Owner-occupied80.7%
Vacant24.3%
Price-to-income4.0x
Est. income to buy$89,000