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, SD

ZIP 57644 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57644

Median Home Value
$203,200
Median Rent
N/A
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,305/mo PITI).

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 57644 in SD, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,305. That sits below the local median household income ($63,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.3%+20% vs US avg
x
Vacancy Rate
13.8%+33% vs US avg
x
Broadband Access
97.1%+12% vs US avg
x
4+ Bedrooms
9.4%-37% vs US avg
x
Built Pre-1939
19.4%+51% vs US avg
x
Built Post-2014
5.0%-28% vs US avg
x
Rent Burden >30%
10.0%-80% vs US avg
x
Mortgage-Free
80.6%+111% vs US avg
x
$203,200
Home Value
N/A
Rent
1973
Year Built
1993
Moved In

Residents have lived here since ~1993 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other31.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$203,200
Median rent$-666,666,666
Owner-occupied78.3%
Vacant13.8%
Price-to-income3.2x
Est. income to buy$56,000