US5.com
  1. Home
  2. States
  3. South Dakota
  4. ZIP 57384
  5. Housing & Real Estate
Wolsey town, SD

ZIP 57384 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57384

Median Home Value
$162,000
Median Rent
$563
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,041/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57384 in Wolsey town, SD, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,041. That sits below the local median household income ($62,670), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
79.2%+21% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
78.5%-10% vs US avg
x
4+ Bedrooms
13.5%-9% vs US avg
x
Built Pre-1939
5.3%-58% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
22.9%-54% vs US avg
x
Mortgage-Free
59.5%+56% vs US avg
x
$162,000
Home Value
$563
Rent
1971
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.8%
  • 1-unit attached0.5%
  • 2-9 units7.0%
  • 10+ units0.0%
  • Mobile home & other6.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$162,000
Median rent$563
Owner-occupied79.2%
Vacant7.2%
Price-to-income2.6x
Est. income to buy$45,000