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Kimball city, SD

ZIP 57355 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57355

Median Home Value
$169,400
Median Rent
$628
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,088/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57355 in Kimball city, SD, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,088. That sits below the local median household income ($65,455), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.7%+17% vs US avg
x
Vacancy Rate
26.5%+157% vs US avg
x
Broadband Access
80.1%-8% vs US avg
x
4+ Bedrooms
12.0%-19% vs US avg
x
Built Pre-1939
8.2%-36% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
70.1%+84% vs US avg
x
$169,400
Home Value
$628
Rent
1959
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.9%
  • 1-unit attached2.3%
  • 2-9 units2.6%
  • 10+ units4.1%
  • Mobile home & other12.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$169,400
Median rent$628
Owner-occupied76.7%
Vacant26.5%
Price-to-income2.6x
Est. income to buy$47,000