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Fort Thompson CDP, SD

ZIP 57339 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57339

Median Home Value
$101,100
Median Rent
$395
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$649/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57339 in Fort Thompson CDP, SD, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $649. That sits below the local median household income ($42,417), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
46.8%-29% vs US avg
x
Vacancy Rate
15.9%+54% vs US avg
x
Broadband Access
56.3%-35% vs US avg
x
4+ Bedrooms
7.8%-47% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
18.0%-64% vs US avg
x
Mortgage-Free
94.6%+148% vs US avg
x
$101,100
Home Value
$395
Rent
1975
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.8%
  • 1-unit attached0.9%
  • 2-9 units2.8%
  • 10+ units9.0%
  • Mobile home & other25.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$101,100
Median rent$395
Owner-occupied46.8%
Vacant15.9%
Price-to-income2.4x
Est. income to buy$28,000