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Artesian town, SD

ZIP 57314 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57314

Median Home Value
$119,000
Median Rent
$475
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$764/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57314 in Artesian town, SD, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $764. That sits below the local median household income ($68,125), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.8%+19% vs US avg
x
Vacancy Rate
23.5%+128% vs US avg
x
Broadband Access
81.8%-6% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
17.7%+38% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
8.0%-84% vs US avg
x
Mortgage-Free
62.9%+65% vs US avg
x
$119,000
Home Value
$475
Rent
1954
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.4%
  • 1-unit attached1.7%
  • 2-9 units3.4%
  • 10+ units0.0%
  • Mobile home & other7.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$119,000
Median rent$475
Owner-occupied77.8%
Vacant23.5%
Price-to-income1.7x
Est. income to buy$33,000