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Webster city, SD

ZIP 57274 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57274

Median Home Value
$161,900
Median Rent
$485
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,040/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57274 in Webster city, SD, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,040. That sits below the local median household income ($69,844), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.5%+15% vs US avg
x
Vacancy Rate
13.2%+28% vs US avg
x
Broadband Access
84.1%-3% vs US avg
x
4+ Bedrooms
11.3%-23% vs US avg
x
Built Pre-1939
9.8%-24% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
24.0%-52% vs US avg
x
Mortgage-Free
41.5%+9% vs US avg
x
$161,900
Home Value
$485
Rent
1965
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.4%
  • 1-unit attached1.7%
  • 2-9 units11.1%
  • 10+ units4.6%
  • Mobile home & other3.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$161,900
Median rent$485
Owner-occupied75.5%
Vacant13.2%
Price-to-income2.3x
Est. income to buy$45,000