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Lake Poinsett CDP, SD

ZIP 57234 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57234

Median Home Value
$169,600
Median Rent
$530
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,089/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57234 in Lake Poinsett CDP, SD, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,089. That sits below the local median household income ($79,167), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.1%+35% vs US avg
x
Vacancy Rate
28.8%+180% vs US avg
x
Broadband Access
88.3%+1% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
4.8%-90% vs US avg
x
Mortgage-Free
36.6%-4% vs US avg
x
$169,600
Home Value
$530
Rent
1971
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.6%
  • 1-unit attached1.2%
  • 2-9 units5.1%
  • 10+ units0.0%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$169,600
Median rent$530
Owner-occupied88.1%
Vacant28.8%
Price-to-income2.1x
Est. income to buy$47,000