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Big Stone City city, SD

ZIP 57216 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57216

Median Home Value
$212,700
Median Rent
$459
Affordability Snapshot
$59,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,366/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

38.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57216 in Big Stone City city, SD, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,366. That sits below the local median household income ($78,417), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.7%+31% vs US avg
x
Vacancy Rate
24.4%+137% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
8.5%-42% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
1.1%-98% vs US avg
x
Mortgage-Free
71.9%+88% vs US avg
x
$212,700
Home Value
$459
Rent
1977
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.2%
  • 1-unit attached1.8%
  • 2-9 units3.9%
  • 10+ units0.0%
  • Mobile home & other11.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$212,700
Median rent$459
Owner-occupied85.7%
Vacant24.4%
Price-to-income2.7x
Est. income to buy$59,000