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Sioux Falls city, SD

ZIP 57105 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57105

Median Home Value
$247,900
Median Rent
$870
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,592/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57105 in Sioux Falls city, SD, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,592. That is roughly in line with the local median household income ($74,066). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.1%-0% vs US avg
x
Vacancy Rate
6.7%-35% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
9.2%-28% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
13.3%-73% vs US avg
x
Mortgage-Free
36.8%-4% vs US avg
x
$247,900
Home Value
$870
Rent
1958
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.1%
  • 1-unit attached3.9%
  • 2-9 units11.1%
  • 10+ units12.0%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$247,900
Median rent$870
Owner-occupied65.1%
Vacant6.7%
Price-to-income3.3x
Est. income to buy$68,000