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Lake Madison CDP, SD

ZIP 57075 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57075

Median Home Value
$430,300
Median Rent
$357
Affordability Snapshot
$118,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,764/mo PITI).

4%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

100.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57075 in Lake Madison CDP, SD, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,764. That is roughly in line with the local median household income ($103,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 41% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.6%+36% vs US avg
x
Vacancy Rate
40.5%+294% vs US avg
x
Broadband Access
88.6%+2% vs US avg
x
4+ Bedrooms
13.3%-10% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
2.9%-58% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
44.8%+17% vs US avg
x
$430,300
Home Value
$357
Rent
1991
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.9%
  • 1-unit attached1.7%
  • 2-9 units0.5%
  • 10+ units0.0%
  • Mobile home & other18.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$430,300
Median rent$357
Owner-occupied88.6%
Vacant40.5%
Price-to-income4.1x
Est. income to buy$118,000