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Humboldt town, SD

ZIP 57035 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57035

Median Home Value
$305,400
Median Rent
$619
Affordability Snapshot
$84,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,962/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

41.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57035 in Humboldt town, SD, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,962. That sits below the local median household income ($101,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
94.5%+45% vs US avg
x
Vacancy Rate
2.5%-76% vs US avg
x
Broadband Access
79.2%-9% vs US avg
x
4+ Bedrooms
8.4%-43% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
7.1%-86% vs US avg
x
Mortgage-Free
44.0%+15% vs US avg
x
$305,400
Home Value
$619
Rent
1977
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.8%
  • 1-unit attached0.0%
  • 2-9 units4.4%
  • 10+ units0.0%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$305,400
Median rent$619
Owner-occupied94.5%
Vacant2.5%
Price-to-income3.0x
Est. income to buy$84,000