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Richland CDP, SD

ZIP 57025 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57025

Median Home Value
$226,000
Median Rent
$515
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,452/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

36.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57025 in Richland CDP, SD, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,452. That sits below the local median household income ($88,466), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
77.6%+19% vs US avg
x
Vacancy Rate
6.0%-42% vs US avg
x
Broadband Access
83.0%-5% vs US avg
x
4+ Bedrooms
8.7%-42% vs US avg
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
17.7%-64% vs US avg
x
Mortgage-Free
33.8%-12% vs US avg
x
$226,000
Home Value
$515
Rent
1979
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.6%
  • 1-unit attached1.5%
  • 2-9 units8.9%
  • 10+ units4.2%
  • Mobile home & other3.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$226,000
Median rent$515
Owner-occupied77.6%
Vacant6.0%
Price-to-income2.6x
Est. income to buy$62,000