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Centerville city, SD

ZIP 57014 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57014

Median Home Value
$217,000
Median Rent
$548
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,394/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

33.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57014 in Centerville city, SD, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,394. That sits below the local median household income ($77,383), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.6%+31% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
7.5%-49% vs US avg
x
Built Pre-1939
5.7%-56% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
8.3%-83% vs US avg
x
Mortgage-Free
43.1%+13% vs US avg
x
$217,000
Home Value
$548
Rent
1948
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.2%
  • 1-unit attached0.0%
  • 2-9 units3.9%
  • 10+ units2.0%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$217,000
Median rent$548
Owner-occupied85.6%
Vacant3.3%
Price-to-income2.8x
Est. income to buy$60,000