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Brandon city, SD

ZIP 57005 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57005

Median Home Value
$322,600
Median Rent
$884
Affordability Snapshot
$89,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,072/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

30.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57005 in Brandon city, SD, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,072. That sits below the local median household income ($108,689), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.0%+24% vs US avg
x
Vacancy Rate
4.0%-61% vs US avg
x
Broadband Access
94.5%+9% vs US avg
x
4+ Bedrooms
20.6%+39% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
10.0%-80% vs US avg
x
Mortgage-Free
37.2%-3% vs US avg
x
$322,600
Home Value
$884
Rent
1999
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.0%
  • 1-unit attached5.1%
  • 2-9 units8.5%
  • 10+ units7.2%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$322,600
Median rent$884
Owner-occupied81.0%
Vacant4.0%
Price-to-income3.0x
Est. income to buy$89,000