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Badger city, MN

ZIP 56714 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56714

Median Home Value
$150,900
Median Rent
$565
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$969/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56714 in Badger city, MN, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $969. That sits below the local median household income ($67,708), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.2%+35% vs US avg
x
Vacancy Rate
16.1%+57% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
7.3%-43% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
53.6%+40% vs US avg
x
$150,900
Home Value
$565
Rent
1977
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.0%
  • 1-unit attached2.2%
  • 2-9 units2.6%
  • 10+ units2.4%
  • Mobile home & other12.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$150,900
Median rent$565
Owner-occupied88.2%
Vacant16.1%
Price-to-income2.2x
Est. income to buy$42,000