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Argyle city, MN

ZIP 56713 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56713

Median Home Value
$192,900
Median Rent
$428
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,239/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

37.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56713 in Argyle city, MN, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,239. That sits below the local median household income ($90,833), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.4%+23% vs US avg
x
Vacancy Rate
12.5%+21% vs US avg
x
Broadband Access
88.2%+1% vs US avg
x
4+ Bedrooms
11.1%-25% vs US avg
x
Built Pre-1939
4.9%-61% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
2.7%-94% vs US avg
x
Mortgage-Free
48.8%+28% vs US avg
x
$192,900
Home Value
$428
Rent
1968
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.1%
  • 1-unit attached1.2%
  • 2-9 units14.6%
  • 10+ units1.9%
  • Mobile home & other4.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$192,900
Median rent$428
Owner-occupied80.4%
Vacant12.5%
Price-to-income2.1x
Est. income to buy$53,000