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Bigfork city, MN

ZIP 56628 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56628

Median Home Value
$232,700
Median Rent
$1,074
Affordability Snapshot
$64,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,495/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56628 in Bigfork city, MN, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,495. That is roughly in line with the local median household income ($58,631). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 60% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.2%+35% vs US avg
x
Vacancy Rate
59.8%+481% vs US avg
x
Broadband Access
82.2%-6% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
6.8%-46% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
43.4%-13% vs US avg
x
Mortgage-Free
53.1%+39% vs US avg
x
$232,700
Home Value
$1,074
Rent
1983
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.5%
  • 1-unit attached0.2%
  • 2-9 units1.7%
  • 10+ units2.4%
  • Mobile home & other8.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$232,700
Median rent$1,074
Owner-occupied88.2%
Vacant59.8%
Price-to-income4.0x
Est. income to buy$64,000