ZIP Code 56627 — Big Falls city, MN Demographics & Data

ZIP code 56627 covers Big Falls, MN in Koochiching County with a population of about 215.

At a glance, the area shows median age of 64.9 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-8; the DULUTH - SUPERIOR media market.

Big Falls, MN fits a retirement-oriented profile (high share of residents 65+ (49.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 56627 is about $35,809 — about 52% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.5%; unemployment rate near 6.0%; 8.2% of adults with a bachelor’s degree or higher (about 25.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Wholesale trade, and Other services; about 24.7% of workers reporting work-from-home (about 9.5 points above the U.S. share (15.2%)); a mean commute of about 70.0 minutes (U.S. average near 26.8).

Median home value is about $63,200 — about 82% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $450 (about 61% below the U.S. median rent ($1,163)), and owner-occupancy near 84.2% (about 18.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56627 in Big Falls, MN, a household would need roughly $17,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $406. That sits below the local median household income ($35,809), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Big Falls city, MN as Very Low (composite score 31.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (52.3) and wildfire (33.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Big Falls city, MN show little to no average snow and around 27.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 56627 (Big Falls city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.