ZIP Code 56626 — Bena city, MN Demographics & Data

ZIP code 56626 covers Bena, MN in Cass County with a population of about 251.

At a glance, the area shows median age of 34.1 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-8; the MINNEAPOLIS - ST. PAUL media market.

Median household income in ZIP 56626 is about $48,500 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 40.6%; unemployment rate near 0.0%; 24.0% of adults with a bachelor’s degree or higher (about 9.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Public administration, and Administrative support; about 2.6% of workers reporting work-from-home (about 12.6 points below the U.S. share (15.2%)); a mean commute of about 114.0 minutes (U.S. average near 26.8).

Median home value is about $183,800 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $281 (about 76% below the U.S. median rent ($1,163)), and owner-occupancy near 72.8% (about 7.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56626 in Bena, MN, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,181. That is roughly in line with the local median household income ($48,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bena city, MN as Relatively Low (composite score 53.5), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (63.2) and flood (63.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bena city, MN show little to no average snow and around 26.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 56626 (Bena city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.