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, MN

ZIP 56578 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56578

Median Home Value
$320,900
Median Rent
N/A
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,061/mo PITI).

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 56578 in MN, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,061. That is roughly in line with the local median household income ($93,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 53% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
96.5%+48% vs US avg
x
Vacancy Rate
52.7%+411% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
42.9%+12% vs US avg
x
$320,900
Home Value
N/A
Rent
1978
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.5%
  • 1-unit attached3.7%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other8.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$320,900
Median rent$-666,666,666
Owner-occupied96.5%
Vacant52.7%
Price-to-income3.4x
Est. income to buy$88,000