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Naytahwaush CDP, MN

ZIP 56566 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56566

Median Home Value
$109,100
Median Rent
$117
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$701/mo PITI).

4%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

77.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56566 in Naytahwaush CDP, MN, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $701. That sits below the local median household income ($38,056), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
53.1%-19% vs US avg
x
Vacancy Rate
26.4%+157% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
11.1%-78% vs US avg
x
Mortgage-Free
76.5%+100% vs US avg
x
$109,100
Home Value
$117
Rent
1982
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.5%
  • 1-unit attached3.4%
  • 2-9 units5.4%
  • 10+ units1.1%
  • Mobile home & other6.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$109,100
Median rent$117
Owner-occupied53.1%
Vacant26.4%
Price-to-income2.9x
Est. income to buy$30,000