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ZIP 56561
Housing & Real Estate

ZIP 56561 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56561

Median Home Value

$178,700

Median Rent

$1,007

Affordability Snapshot

$49,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,148/mo PITI).

24%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.8 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56561, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,148. That is roughly in line with the local median household income ($50,470). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

28.8%-56% vs US avg

Vacancy Rate

5.1%-50% vs US avg

Broadband Access

76.3%-12% vs US avg

4+ Bedrooms

4.5%-69% vs US avg

Built Pre-1939

2.7%-79% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

22.7%-54% vs US avg

Mortgage-Free

28.9%-24% vs US avg

$178,700

Home Value

$1,007

Rent

1960

Year Built

2019

Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached45.1%
1-unit attached0.0%
2-9 units20.3%
10+ units33.9%
Mobile home & other0.8%

ZIP 56561 — Housing & Real Estate

Housing & Real Estate in ZIP Code 56561

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