ZIP Code 56535 — Erskine city, MN Demographics & Data

ZIP code 56535 covers Erskine, MN in Polk County with a population of about 1,290.

At a glance, the area shows median age of 41.0 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-7; the FARGO - VALLEY CITY media market.

Median household income in ZIP 56535 is about $57,917 — about 23% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.8%; unemployment rate near 3.3%; 18.5% of adults with a bachelor’s degree or higher (about 15.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Construction; about 7.9% of workers reporting work-from-home (about 7.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $215,200 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $628 (about 46% below the U.S. median rent ($1,163)), and owner-occupancy near 74.0% (about 8.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56535 in Erskine, MN, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,382. That is roughly in line with the local median household income ($57,917). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Erskine city, MN as Relatively Low (composite score 67.0), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (83.4) and flood (69.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Erskine city, MN show little to no average snow and around 26.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 92 for ZIP 56535 (Erskine city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.