ZIP Code 56524 — Clitherall city, MN Demographics & Data

ZIP code 56524 covers Clitherall, MN in Otter Tail County with a population of about 709.

At a glance, the area shows median age of 54.6 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-7; the FARGO - VALLEY CITY media market.

Median household income in ZIP 56524 is about $74,688 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.0%; unemployment rate near 4.5%; 37.4% of adults with a bachelor’s degree or higher (about 3.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Construction; about 15.5% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $285,300 — about 18% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $595 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 88.7% (about 23.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56524 in Clitherall, MN, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,833. That is roughly in line with the local median household income ($74,688). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Clitherall city, MN as Relatively Low (composite score 79.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (83.4) and wildfire (79.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Clitherall city, MN show little to no average snow and around 28.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 50 for ZIP 56524 (Clitherall city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.