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Staples city, MN

ZIP 56479 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56479

Median Home Value
$177,500
Median Rent
$713
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,140/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56479 in Staples city, MN, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,140. That sits below the local median household income ($58,009), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.6%+20% vs US avg
x
Vacancy Rate
14.5%+41% vs US avg
x
Broadband Access
86.0%-1% vs US avg
x
4+ Bedrooms
8.7%-41% vs US avg
x
Built Pre-1939
6.9%-46% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
13.3%-73% vs US avg
x
Mortgage-Free
46.8%+23% vs US avg
x
$177,500
Home Value
$713
Rent
1975
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.1%
  • 1-unit attached1.6%
  • 2-9 units6.1%
  • 10+ units7.9%
  • Mobile home & other8.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$177,500
Median rent$713
Owner-occupied78.6%
Vacant14.5%
Price-to-income3.1x
Est. income to buy$49,000