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Fifty Lakes city, MN

ZIP 56448 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56448

Median Home Value
$392,000
Median Rent
N/A
Affordability Snapshot
$108,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,518/mo PITI).

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 56448 in Fifty Lakes city, MN, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,518. That is about 39% above the local median household income ($77,917), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 69% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
98.5%+51% vs US avg
x
Vacancy Rate
69.0%+570% vs US avg
x
Broadband Access
87.1%+0% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
48.0%+26% vs US avg
x
$392,000
Home Value
N/A
Rent
1984
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached95.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other4.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$392,000
Median rent$-666,666,666
Owner-occupied98.5%
Vacant69.0%
Price-to-income5.0x
Est. income to buy$108,000