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Sauk Centre city, MN

ZIP 56378 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56378

Median Home Value
$239,000
Median Rent
$727
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,535/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56378 in Sauk Centre city, MN, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,535. That is roughly in line with the local median household income ($71,953). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.3%+14% vs US avg
x
Vacancy Rate
12.2%+18% vs US avg
x
Broadband Access
85.5%-2% vs US avg
x
4+ Bedrooms
9.1%-39% vs US avg
x
Built Pre-1939
2.1%-84% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
40.3%+5% vs US avg
x
$239,000
Home Value
$727
Rent
1974
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.3%
  • 1-unit attached3.1%
  • 2-9 units5.9%
  • 10+ units10.9%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$239,000
Median rent$727
Owner-occupied74.3%
Vacant12.2%
Price-to-income3.3x
Est. income to buy$66,000