ZIP Code 56371 — Roscoe city, MN Demographics & Data

ZIP code 56371 covers Roscoe, MN in Stearns County with a population of about 95.

At a glance, the area shows median age of 40.5 versus a U.S. median of about 38.9.

It sits in telephone area code 320; U.S. House district MN-7; the MINNEAPOLIS - ST. PAUL media market.

Median household income in ZIP 56371 is about $44,250 — about 41% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 25.3%; unemployment rate near 2.1%; 1.5% of adults with a bachelor’s degree or higher (about 32.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Healthcare; about 2.4% of workers reporting work-from-home (about 12.8 points below the U.S. share (15.2%)); a mean commute of about 40.0 minutes (U.S. average near 26.8).

Median home value is about $183,300 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $825 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 62.9% (about 2.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56371 in Roscoe, MN, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,177. That is roughly in line with the local median household income ($44,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Roscoe city, MN as Relatively Moderate (composite score 87.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (90.9) and wildfire (76.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Roscoe city, MN show little to no average snow and around 31.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 56371 (Roscoe city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.