ZIP Code 56248 — Herman city, MN Demographics & Data

ZIP code 56248 covers Herman, MN in Grant County with a population of about 760.

At a glance, the area shows median age of 47.6 versus a U.S. median of about 38.9.

It sits in telephone area code 320; U.S. House district MN-7; the MINNEAPOLIS - ST. PAUL media market.

Median household income in ZIP 56248 is about $82,031 — about 9% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.0%; unemployment rate near 6.3%; 22.9% of adults with a bachelor’s degree or higher (about 10.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Construction; about 23.1% of workers reporting work-from-home (about 7.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $177,200 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $501 (about 57% below the U.S. median rent ($1,163)), and owner-occupancy near 83.6% (about 18.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56248 in Herman, MN, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,138. That sits below the local median household income ($82,031), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Herman city, MN as Very Low (composite score 3.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (14.3) and flood (8.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Herman city, MN show little to no average snow and around 25.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 54 for ZIP 56248 (Herman city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.