ZIP Code 56218 — Boyd city, MN Demographics & Data

ZIP code 56218 covers Boyd, MN in Lac qui Parle County with a population of about 463.

At a glance, the area shows median age of 54.2 versus a U.S. median of about 38.9.

It sits in telephone area code 320; U.S. House district MN-7; the MINNEAPOLIS - ST. PAUL media market.

Median household income in ZIP 56218 is about $81,563 — about 9% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.9%; unemployment rate near 2.6%; 25.7% of adults with a bachelor’s degree or higher (about 8.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Manufacturing; about 17.7% of workers reporting work-from-home (about 2.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $103,600 — about 70% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $375 (about 68% below the U.S. median rent ($1,163)), and owner-occupancy near 96.7% (about 31.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56218 in Boyd, MN, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $665. That sits below the local median household income ($81,563), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Boyd city, MN as Very Low (composite score 18.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (29.7) and flood (25.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Boyd city, MN show little to no average snow and around 29.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 33 for ZIP 56218 (Boyd city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.